Pages

Sunday 25 January 2015

Rollercoaster of a week!

Things have been hectic with the day job - then a nice family holiday to round off the week. Thankfully I am managing to get any bets on - my cut down portfolio this year is making things a lot easier (that and the weather making horse racing very non appealing to tipsters!). It has been a pretty break even week so far - but I am hoping the golf goes in my favour tonight. A Ryan Palmer win with a Justin Thomas top 10 would be fine and would put me in a great position as I approach the final few days of the month. Quick summary on the days past and will follow up with a fuller weekly review following the golf tomorrow.

Monday
Horse Racing

3 bets - 3 losers for the Horse. NMP had Lexington Rose and Sherriff of Newton - both finished behind others. The Analyst had Somchine which also failed to do the business.

Daily Horse Racing P/L = -£103

Golf


The weekend of golf betting was compounded by a miserable end to the Sony Open. Jason Kellys picks Johnson and Streb were never really in it. Golf Punters Guide was unlucky with big outsider Justin Thomas finishing one place out the place money. Nick had a slightly better time as Sabbatini came from way back to secure the Top 10 bet. Really nice to see different markets getting used. He has 3 argubaly in contention for the Top 10 again this weekend. All in all a disaster - but Golf betting is like that and one big winner changes to complexion of everything.


Daily Golf P/L =  -£329

Overall Daily P/L = -£431 - Rough start to the week!

TuesdayHorse Racing

Only one bet on a an extremely quiet Tuesday - thankfully a nice winner at odds of 6.5 for Equine - With Hindsight aptly named to do the business.

Daily Horse Racing P/L = +£220

Football


One outside pick and Notts County picked up an admirable draw - sadly I was on the win at 5.25 - so the bet goes down as a loser!


Daily Football P/L =  -£80


Overall Daily P/L = £140

WednesdayHorse Racing

A busy day compared to yesterday. Equine had 1 selection in the 335 Lingfield - Pearl Ransom narrowly missing out at odds of 6.5 (-£45). Tipster A had 2 bets (Stopped out Carlisle 240) and Lukes Benefit (Ascot 250) - again both were sadly losers (-£70). Northern Monkey Punter then reminded me of just how good he is as he hit a winner with Francos Secret in the 335@Lingfield. Evening Attire was a loser in his other selection. (+£50). The real plaudits for the day go to The Analyst - 3 selections and 2 winners, Mr Bossy Boots scored at 2.5 and Cango scored at 4.5, Millionaires Row was a loser - great turnover from him (+£160). Form Judge had 1/2 with Anglophile scoring very very easily in the 300@Ling but Blue Aegan lost later at Kempton (+£40)

Daily Horse Racing P/L = +£135

Football


Sticking to the value helped me here as I couldn't get near the Ipswich odds - they went on to lose comfortably. I was only on the draw - so finished £40 down instead of £160....


Daily Football P/L =  -£40

Golf

Nics Picks through up one FRL selection with Richard Green in Qatar - failed to do much on Day 1 so a small loser.


Daily Golf P/L =  -£5

Overall Daily P/L = £90

ThursdayHorse Racing

Equine came up a loser with Ontaris Joy in the 510@Chelmsford (-£40), Tipster A nailed a nice winner with the Tourade Man in the 250@Warwick (+£180). Sadly Northern Monkey Punter couldnt follow up yesterdays winner and lost with Diamond Lady at Chelmsford (-£38). The Analyst continued his good run as he picked up a winner with Keep Kicking in the 740@Chelmsford. My first winner at the Track! He had two losers with Alright Benny and Shinooki - but profit on the day! (+£40). Lastly Formjudge had a bet in Ireland with Jadlani failing to do much at big odds in the 315@Gowran Park (-£30)

Interestingly Northern Monkey Punter has his mojo back and is increasing stakes again - will be interesting to see how it pans out!
Daily Horse Racing P/L = +£113

Football


Sticking to the value helped me here as I couldn't get near the Ipswich odds - they went on to lose comfortably. I was only on the draw - so finished £40 down instead of £160....


Daily Football P/L =  -£40


Overall Daily P/L = £90

FridayHorse Racing

A quiet Friday overall - Equine had one loser with Navajo Dream at nice odds at Wolves - finished 2nd (just!) (-£40). Northern Monkey Punter had two in the 310@Ling - neither were in it (-£75). It was up to the Analyst to save the day again with Present LOdger winning at odds of 3.75 (+£110)

Daily Horse Racing P/L -£5

Football


One football bet - one winner. Can it always be this simple - Football Elite put up Nice to beat Marseille - nice odds for me (3.64) and it duly won!


The dreaded Saturday to come....

Daily Football P/L =  +£132


Overall Daily P/L = £127

SaturdayHorse Racing

First up Equine - 2 selections, 1 winner. Persepolis lost out but Ivors Rebel won the 345@Lingfield for a nice return on the day (+£95). Tipster A put up Renard in the Skybet Chase - I am a bit miffed as it finished 4th but with William Hill I was only on the first 3 places. Must read the small print....He also had Special Wells in the first at Doncaster that failed to feature (-£100) Norther Monkey had a busier day and only managed 1 winner from 4. Gabrials Wawa winning at 3.75 - the other selections Gwoen, Silverheels and Kodiac Lady were beaten home. (-£19). Formjudge had one selection he was very keen on - unfortunately the owners went and Easter Day was chosen to run at Cheltenham instead! It actually fell at Cheltenham. A loser for me. (-£20)

Daily Horse Racing P/L -£24

Football


Football was quieter than normal thanks to the FA cup and what a day it was in the FA Cup. Match of the Day was fascinating viewing this morning! Football Investor had a losing day - Lazio won but Port Vale, Lille and Vallecano all lost (-£206). The Football Analyst continued his great start to the year. Big winners were Crewe (4.33) and Inverness (2.6) - because of my value threshold I didn't have the full stake matched on Thistle - disappointed they didn't win after taking a lead after 3 mins. I hate to think how much money Thistle have cost me in recent years. (+£357). Football Elite only had one bet on Saturday - Bastia which lost (-£51)


Daily Football P/L =  +£101


Golf

Sadly Nics Pics couldn't follow up their great week last week at qatar - Broberg and Green failing to make the Top 10. Jason Kelly also had a loser with Andrew Johnston after an encouraging start. I actually missed his other bet Anthony Wall as I didnt realise the tournament started on Wednesday - thankfully it wasnt an expensive error!


Daily Golf P/L =  -£35

Overall Daily P/L = £23

Yearly Staked = £20,410

Yearly P/L excluding subs = £3,495
Yearly ROI% excluding subs = 17%


After a poor start to the week it has ended well. Already today Evian have won for both Football Elite and Football Investor so I am hoping it can be a profitable day for the football betting. In the golf a Ryan Palmer win would net me about a grand - so I am hoping he can repeat his -11 round for the other day - ridiculously he was out in 27! Nics Pics also has Justin Thomas - albeit at smaller stakes as I find my feet with the service, Fingers crossed I don't wake up to a disappointing leader board.

Sunday 18 January 2015

Weekend Review - Kerplunk

Tough weekend - nothing really fired to be honest and since 445 yesterday I haven't had much to celebrate! The horse racing tips that are being served up aren't doing much at all - hopefully the weather might start to improve as we head towards February. Amazing how much harder a blog is to write when it hasn't been a great weekend!

Saturday
Horse Racing

Equine Investments had two on Saturday (Major Crispies andnd Rocky Elsom) - both losers. (-£80). Tipster A had a better day and managed to find a winner with Whispering Harry advised at 4/1 - much relief on the day to find a winner (+£120). Northern Monkey Punter continued the winless streak - Canyari and Shamahan both failed to get up - thankfully with reduced stakes the damage was limited (-£50). Lastly Form Judge stuck up Corrinwood in one of the big races at Haydock - it went off favourite but failed to show why! (-£20)

Daily Horse Racing P/L = -£70

Football


The usual Saturday nonsense - £4,163 staked in total across TFA, Football Investor and Football Elite - so you always feel it is going to be impending doom! I actually was out for the day and only remembered I had maximum bets on Crewe and Partick - wasn't pleased when I saw they both lost - so thought I was in for a hell of a day. In actual fact come 445pm yesterday I was only a few quid down - unfortunately Football Investors Top Flight Euro bets failed to bail me out at night - and a hefty loss was felt!

Football Investor first - 3 wins from 13 (-£528). Worth pointing out I failed to meet the required odds threshold for the Partick Thisle game - I had a bet on Betfair but it went unmatched - it must have been close come kick off as I also had an order in for TFA that did get matched and it was only two clicks below. If this was included it would have been a brighter day for Football Investor - I need to remain disciplined and continue with the rules I have set out.
TFA had a better day and managed a nice profit - the main winners for me were Oldham (+£401), Northampoton (+£192) and Telford who were backed at a nice 6.5 with Bet 365. Again - it could have been even better - this time Exeter failed to make the odds, was a 6pointer for me - so a massive swing. I need to hope this evens out over the season - it was two late goals that helped Exeter and St Mirren - another day I would hope to be sitting here saying the value play is a great idea! (+£219)
Football Elite had a poor day - 5 bets 5 losers (-£251)

Daily Football P/L =  -£560


Overall Daily P/L = -£630


Sunday
Horse Racing

Busier than expected day with some decent racing across the water and also a AW card at Kempton. Equine had two in the Leopardstown feature race - both long odds and failed to win (-£50)
Northern Monkey Punter added another 3 losers to the winless streak - Evident, Shotgun Start and Aldeburgh not doing enough - the latter was close but no cigar! (-£100).
Formjudge had a busy day (great to see!) - 2 were advised last night and both finished 2nd (Byerley Babe and Tsarglas) - the other Mountain Range was a winner at 9/2! (+£100) I  am slightly concerned about the night before betting - on Tsarglas I was matched at 2/1 - it went off at 5/6 favourite (even though it lost!) - not sure if this was due to R4s or not - but I will be losing my last remaining B365 account if it continues!


Daily Horse Racing P/L = -£100

Football


Total wipeout on the football from Football Investor and Football Elite, as mentioned it was overdue - things were going too well! Football Investor had 2 - Cagliari and Man City - both lost (-£202)

Football Elite had a total wipeout weekend with Genoa, Chievo and Deportivo all losing (-£150). Hopefully better to come from them both next weekend!

Daily Football P/L =  -£353



Golf

Still sitting here unsure at how this happened - Nicks Picks put up Kaymer to win the Abu Dhabi Championship - when I checked this morning he was 10 shots clear at one point....that feels like a 4 goal lead. Then he lost the championship by 2 - Kaymer owes me nothing but he would have been top of my list to see out a tournament - totally beweildered! Nick also managed to get a return with outsider Byeong-hun An finishing inside the top 20 - a great bet! (+£67)
Jason kelly had another week with no return - Kruger and Cabrera Bello were never in it, Kruger at least made the cut...(-£60)


Daily Golf P/L =  +£7

Overall Daily P/L = -£445

Yearly Staked = £16,945

Yearly P/L excluding subs = £3,581
Yearly ROI% excluding subs = 21%


Still some golf to run tonight but a return isn't looking lightly unless Justin Thomas can pull something off for Golf Punters Guide - so I expect I will be reporting a big overall loss tomorrow! 

Weekly Staked = £6,245
Weekly P/L = -£915
ROI% = -15%

Weekly Horse Racing Staked = £1,095Weekly Horse Racing P/L = -£383

Weekly Football Staked = £4,775
Weekly Football P/L = -£370

Golf Staked = £375
Golf P/L = -£162

Tough week due to a tough weekend - hopefully can pick up some profit from the horses in the coming week!

Bet of the Week :- The Football Analyst (17/01/14) - Telford to beat Wrexham @6.5Was between two this week, the one above and the Byeong-Hun Top 20 winner from Nicks Picks - have gone with telford due to the odds and the manner they went about winning. A 4-0 win away from home when you are bottom of the league - top stuff from TFA to pick that one out the abyss!

Friday 16 January 2015

Man Flu - Weekly Catch Up

Man-flu is a horrible illness and it hit me hard on Monday night - lemsip, tissues and vicks got me through it! I managed to make it to work and watch the continual nonsense happening at Rangers but that was about it. Some updates to this weeks action :-

Monday

Horse Racing

One bet one loser from Equine - he was right that the favourite was a false one but we weren't on the winner. The selection was China Excels and it finished unplaced (-£40)

Daily Horse Racing P/L = -£40


Football

Another all star display from the football tipsters - two bets for The Football Analyst (Dundee United to win and Coventry to draw). Dundee United won (it is hard to support them for anything) - so meant a nice end to the weekend for TFA (+£38). The best was yet to come though as another super away bet landed in La Liga for the Football Investor's Top Flight Euro system - Cordoba (+£535)


Daily Football P/L =  +£572


Overall Daily P/L = +£532 - Another ridiculously great day!

Tuesday
The wipeout I have been expecting for days finally arrived!

Horse Racing

Two bets from the Analyst both got turned over at relatively low odds (that is where he always operated) - Cappielow and Destroyer Deployed were beaten - when you name a horse after Greenock Mortons football park what do you expect?!

Daily Horse Racing P/L = -£240


Golf

Apart from the small (very very small) return on the Aiken place it was a golfing disaster - there were will be many more of these during the year! Chris Kirk did manage the round of the week but sadly it wasn't enough to get a place. Golf Punters Guide (-£180) and jason Kelly (-£60) will be keen to make amends 


Daily Golf P/L =  -£240


Overall Daily P/L = -£320
Wednesday
Horse Racing

A busy day given the weather but not much to celebrate! Equine had 3 selections (Fottstepsintherain, Clement and Eastward Ho (EW) - It was only the place part of Eastward Ho that managed to return anything, so a losing day. (-£81). Northern Monkey Punter returned with his new rules and staking system - to no avail! Top Offer and Francos Secret failed to win (-£63). Formjudge had a rare bet - Jaganory on the AW for a small stake. Surprisingly it was well beaten given the odds (-£30)

Daily Horse Racing P/L = -£174
Overall Daily P/L = -£174
Thursday

Horse Racing


Only two bets - both losers. Tipster A put up Make me a Fortune (-£40) - but it failed to return anything and Northern Monkey Punter had El Estrudendoso (-£38) for a loser.


Worth pointing out that I play Northern Monkey Punter win only - a number of his recent selections have managed a place.

Daily Horse Racing P/L = -£78

Golf

So close but yet so far - Nicks Picks who I decided to add to the portfolio this week put up Byeong-hun An as a the first round leader in Dubai! He managed to shoot -5 which was enough for T8 - some effort considering his FRL odds were 201


Daily Horse Racing P/L = -£5

Overall Daily P/L = -£83

Yearly Staked = £11,664

Yearly P/L excluding subs = £4,489
Yearly ROI% excluding subs = 38%


Tough few days - the horse racing really hasn't clicked at all yet and I will seriously consider whether to continue with it over the winter next season - the conditions make it very difficult. Hopefully some of the weekend races will present some opportunities to Formjudge and Tipster A to claim back some of the horse racing losses for this year!

The Sony Open is in full swing and Nicks Picks actually hit a nice winner with Sabbatini placing in the FRL marker - those winnings will be added to Fridays total but would rather wait til close of play before doing a summary as TFA has a football bet tonight. A number of other bets are also looking in good condition as it stands! I am currently not on it due to the price but hoping it gets above the min odds before 7:45.

I will be at Ibrox at 745pm protesting with a number of other fans about what has happened at our great club - they won't be getting another £ from me - so it will be home to watch the second half on the telly. Might need to use a sledge to get there the way the snow is currently falling in Glasgows west end.

Good luck for the weekend betting!

Monday 12 January 2015

Sunday Review and Weekly Update!

Sunday was looking like being a rubbish day - first there was the weather in Glasgow. Horrendous, then the golf didn't go to plan, Northern Monkey Punter decided to try his luck at Chelmsford City and Almeria lost at home! Then came 545pm and I checked to see that Elche had managed to win 2-1 away to Bilbao. A cracking result meaning that profit was guaranteed on the day!

Horse Racing

Busier than expected day with 4 bets - Tipster A went with Cape Tribulation in one of the standout races of the day - unfortunately he pulled up. Still waiting for Tipster A to get going this year. (-£40) Northern Monkey sent out an email with 3 bets for Chelmsford, surprising but given the mans record I dived in. Unfortunately 3 losers (-£150)


NMP followed up with an email advising that stakes will be lowered and other criteria will be adhered to - got to appreciate drastic changes like that - he respects what he did over the flat and doesn't want to blow it on Grade 6 races in the snow at Wolverhampton!

Daily Horse Racing P/L = -£190

Football


Quieter day than Saturday.....Football Investor had 1/4 - thankfully that 1 was at odds of 7.8! (+£370). Football Elite had one bet with Almeria going down (-£50)


Daily Football P/L =  +£320


Golf

Sadly Aiken and Da Silva couldn't get anything meaningful going - both flirted with doing well but Aiken had to settle for a share of 5th with 6 other people! Can't believe Schwartzel is still waiting for that elusive SA open title! (-£37)


Daily Golf P/L =  -£37

Delighted to finish the day in profit!


Overall Daily P/L = +£93


Yearly Staked = £10,699

Yearly P/L excluding subs = £4,533
Yearly ROI% excluding subs = 42%


Wanted to add a weekly check point in as I am conscious I won't have the ability to do daily updates all the time - and lets be honest what happens in one day doesn't mean anything in the grand scheme of things - see back to the 1st Jan! 

Weekly Staked = £6,482
Weekly P/L = £1,846
ROI% = 28%

Not quite the heights of the weeken ending the 4th Jan - but still a great set of results and far outweighing where I thought I would be! Decembers horrendous losses are recovered and can hopefully continue this good run!

Bet of the Week :- Football Elite (10/01/14) - Bastia to beat PSG @ 9.0
Was great watching this one go from 0-2 to 4-2 on flashscores! Each time I heard a cheer I assumed it was PSH - but no the great Bastia did the business! Admirable mentions to Football Investor as well for that Elche bet last night!

Saturday 10 January 2015

The purple patch continues....

The day started badly - realised last night I was working on a spreadsheet to send to my boss. Unfortunately I sent her my 2015 betting tracker spreadsheet instead! Whoops. Thankfully I have an understanding boss but I reckon she might have me down as having a gambling problem! As soon as I mentioned the words betting portfolio she just laughed - we will leave it there then!

Another scary Saturday passes with a nice 4 figure profit at the end of it. Thanks again to some great multi system winners with the Football Analyst and some outsiders doing the business for Football Elite. The Bastia result was especially pleasing a 9.0 outsider coming back from 2-0 to win 4-2!! Horse Racing was still quite quiet - Equine managed a couple of excellent winners to generate profit on the day.

Horse Racing

10 Horse Racing bets today - Equine had 4 and produced 2 winners - Spellmaker and Sleepy Heaven for a good profit on the day (+£335). Tipster A had a go at the big race of the day with Carruthers and his other selection was Gardefort - no luck today (-£90). Northern Monkey Punter didn't fancy it today - I should of listened to him - 0 from 4 including a double. (-£125)

Daily Horse Racing P/L = +£120

Football


Football Investor had a busy day by their standards  - 12 bets across the combo/tfe systems. I finished in profit for the day - West Brom was a double bet so the 2nd half goal was pleasing! Crystal Palace were selected across all my football tipsters - another to come back from the jaws of defeat - lovely (+£107). The bulk of today's profit again came from The Football Analyst and his continuing improvement, massive winners with Colechester and Scunthorpe! Leeds was my biggest bet and when they were 1-0 up early on I was delighted - they went to 1-1 but thankfully some other results went the other way and was rounded off with Palace producing the goods for Super Alan Pardew (+£955). Finally the bet of the day goes to Football Elite - Bastia 2-0 with no chance (I wonder their in-play odds at that point) - to come back and stun the french champions 4-2. A great weekend for Matt in France this weekend despite the two losers tonight. (+£445 )


Daily Football P/L =  +£167


Still a few big bets tomorrow on the football - so be hoping to continue and enjoy this good run. It is inevitable the bad days will come, I still remember dropping near 8k in March last year (mainly due to a disastorous Cheltenham!)

The golf is ticking along - Schwartzel looks set to have the South African Championship tied up - hopefully Da Silva can scrape a top 10 for Jason Kelly. In the PGA - Kuchar, Kirk, Martin and Streb haven't really managed to kick on today so need a better day from them tomorrow!

Overall Daily P/L = +£1,626


Yearly Staked = £9,996

Yearly P/L excluding subs = £4,448
Yearly ROI% excluding subs = 44%

Friday 9 January 2015

Magnificent Montpellier

Was heading for a wipeout today on a quiet Friday then Montpellier stepped up to the plate with a fantastic 2-1 victory!

Horse Racing

One bet from NMP (Political Party) - never really got into it on the final straight (£-38) and The Analyst had 2 bets show down with Miss Estela losing despite being backed to odds on and Strategic Force proving to be a non existant force at Wolverhampton (-£80)

Daily Horse Racing P/L = -£118

Football


One bet - One Winner. Football Elite stuck up Montepellier, I only ever play his selections win only so was on them at 4.33 - A nice way to end the evening.


Daily Football P/L =  +£167


Usual Saturday nonsense tomorrow, as it stands I will be staking around £4,300 on football tomorrow - followed by another £500 on Sunday. Some bets are below the Value indicator at the moment so will see how they fair in the morning. As always need a massive slice of luck to have a good day. Hoping I can hang on to some of Januarys early profits!


The PGA golf has started from Hawaii - and as I write Streb and Martin are going well with Kuchar and Kirk only just in to their rounds. Would be fantastic to start with a winner of sorts from the golf.


Overall Daily P/L = +£49


Yearly Staked = £5,304
Yearly P/L excluding subs = £2,822
Yearly ROI% excluding subs = 53%

Thursday 8 January 2015

Two days = Loss of £1!

Busy couple of days as the horse racing starts to ramp up following the New Year.

Horse Racing

Wednesday

Equine stuck up two that failed to win, the second selection Moiety drifted considerably and had a chance but only managed to get up for 3rd (-£80). Tipster A stuck up a speculative selection at BSP - which turned out to be a solid winner in Brandon Hill. BSP was slightly less than the price when he sent the bet - a winner is a winner (+£142). Northern Monkey Punter had no joy with Oratorios Joy (-£25) and The Analyst hit 1/3 when Sir Valentino did the business with Hollie Point eluding him again. (-£5)

Wednesday Horse Racing P/L = +£32


Thursday
Quieter day - Northern Monkey had a bad day at Meydan - Farrier and Ahtoug failed to get much done. Ahtoug was in a double with True Story (which won) - but sadly there was no single. Also noticed from his comms today that he won gold in the SBC tipster awards (thoroughly deserved!) (-£150). The Analyst went 1 from 1 with Toowoomba winning at 3.0 (+£80). FormJudge emerged from the shadows with 2 selections - Ya Halla failed at Wolves but Buckwheat scored with half the track between him and the next for a nice win. (+£45)

Thursday Horse Racing P/L = -£25


Golf

Jason Kelly sent out his first selections of the season. Jason Palmer was put up as FRL in South Africa, T54 didn't quite get the job done!! His other selections are Aiken and Da Silva - Aiken is under par and Silva is Even, considering that only 53 from 156 are Even or under - it isn't a bad start at all. Looking forward to watching the golf again!


Daily Golf P/L =  -£8


Break even over the two days - mainly due to the Monkey not hitting the market - he is rightfully one of biggest staked services due to recent years performance so unfortunately when he fails so does my portfolio. Good to see a break even rather than a loss though! Looking forward to the Form Judge getting going - could be areal diamond tipster.

Overall Daily P/L = -£1
Yearly P/L excluding subs = £2,765
Yearly Subs = £754
Yearly P/L  = £2,011
Yearly ROI% = 37%

Tuesday 6 January 2015

Rock of Ages saves the day

Another quiet day across the board today...

Horse Racing

Only a couple of bets - Equine hit the first big winner of their 2015 with Rock of Ages scoring at 7.0 - I play Equine at half advised stake due to issues with keeping accounts open - it went off at 3.75 - hoping my B365 account number 3 is still working in the morning. (+£300) Northern Monkey Punter put up a loser at 1.5pts in Red Primo (-£75)

Daily Horse Racing P/L = £225

Football


Two bets and two losers sadly - Footy Investor had Cagliari who were 2-0 down before I even remembered the game was on! Went on to lose 5-0. (-£101) Football Elite had Genoa who came back from 2-0 but couldn't quite make it a winner as it ended 2-2. (-£51)


Daily Football P/L =  -£102


Another profitable day thankfully and fingers crossed the bank continues to build into 2014. Plenty to read up on tonight as lots of movement at Ibrox as things finally look to becoming to some kind of conclusion - hopefully the club will be back in the right hands before the end of this month and I can look forward to Saturdays at Ibrox again.

Overall Daily P/L = +£74
Yearly P/L excluding subs = £2,766
Yearly Subs = £754
Yearly P/L  = £2,012
Yearly ROI% = 41.9%